Imagine this: by 2030, three smart investments could send a paycheck to your bank every single month—without you ever clocking in again. While most people trade their time for money, showing up to jobs they don’t enjoy just to pay bills, smart investors are quietly building passive income machines that never sleep.
Today, I’m revealing the exact three monthly dividend ETFs that could replace your salary. And no, these aren’t risky penny stocks or get-rich-quick schemes. We’re talking about ETFs backed by over $45 billion in real money—all verified by official SEC filings.
If you’ve ever dreamed of financial freedom, keep reading—this could change your life forever. Imagine waking up every month to money deposited into your account like clockwork—not from a boss, but from some of the world’s largest, most profitable companies.
These ETFs manage more money than the GDP of over 100 countries combined. This isn’t fantasy. It’s happening right now for thousands of investors who understand a simple truth: the wealthy don’t work for money—they make money work for them.
Why 2025 Could Be the Perfect Time to Invest ⏰
Something incredible is happening in the markets: dividend yields are hitting levels unseen in years, creating a perfect storm for income investors.
Take JEPI as an example—it’s currently paying 8.40% annually, well above its 3-year average of 6.89%. Market volatility is actually boosting these dividend payments through options premiums. When markets get choppy, these ETFs can charge higher prices for the options they sell—and that extra income gets passed directly to you. It’s like being paid extra just because the market is uncertain.
But here’s the catch: this opportunity won’t last forever. As markets stabilize, these elevated yields will normalize. That’s why 2025 is the perfect time to lock in these higher income streams.
ETF #1: JEPI – JP Morgan Equity Premium Income ETF 🏆
Meet JEPI, the heavyweight champion of monthly dividend ETFs.
Assets Under Management: $41.27 billion
Annual Yield: 8.40%
Monthly Dividends: Paid like clockwork
JEPI invests in 115 large-cap US stocks including Microsoft, Meta, Nvidia, Oracle, Mastercard, and Amazon. Then it sells call options on these stocks, passing the extra premium straight to shareholders. It’s like owning rental properties, but instead of tenants, you collect premiums from the market.
Over the past 5 years, JEPI has delivered 11.6% annualized returns while paying monthly dividends—proof that you can have both income and growth.
ETF #2: SPHD – Invesco S&P 500 High Dividend Low Volatility ETF 🛡️
Next up is SPHD, the defensive layer of your income strategy.
Yield: 3.46%
Focus: High dividends + low volatility
Portfolio: Altria, Verizon, Real Estate Investment Trusts, and other stable dividend payers
SPHD constantly rebalances its portfolio every January and July to keep only the highest-quality dividend stocks. With nearly 24% in real estate, 17.5% in consumer staples, and 13.4% in utilities, SPHD provides stability to your monthly income—even during recessions or market crashes.
Performance: 12.08% annualized over 5 years; 8.93% over 10 years.
ETF #3: SDIV – Global X Super Dividend ETF 🌍💥
Finally, let’s talk about the high-octane income booster: SDIV.
Annual Yield: 9.64%
Global Exposure: Over 70% in international markets
Monthly Dividends: Paid consistently for 14 years
SDIV owns high-dividend companies worldwide, from Brazil to Norway, Luxembourg to Canada. Over the past year, it’s delivered strong monthly payments like clockwork—think $2.32 per share over 12 months.
Yes, it carries slightly higher risk (foreign currency and market fluctuations), but it can accelerate your overall portfolio yield like nothing else.
How to Build a Salary-Replacing Portfolio 💡
Here’s the blueprint:
JEPI: 50–60% of your portfolio – your workhorse generating the bulk of your monthly income.
SPHD: 25–30% – the defensive layer protecting your income from market swings.
SDIV: 15–20% – the high-yield accelerator boosting your overall returns.
💸 Pro Tip: Reinvest your dividends. That snowball effect will help you grow your income exponentially over time. Start with $50,000, add $500/month, reinvest dividends—and by 2030, you could replace your salary entirely.
Why You Should Start Today ⚡
Every figure here is verified from official fund websites and SEC filings. These ETFs are proven, established, and backed by major institutions like JP Morgan, Invesco, and Global X.
The window to lock in higher-than-normal yields won’t last forever. The time to act is now. Don’t wait—your financial freedom is waiting for you.
💥 Ready to start your journey to passive income? Click here to buy these ETFs now on Moomoo: https://j.moomoo.com/0xFRE4
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