What if I told you that with less than $92,000, you could generate $1,000 every single month—without lifting a finger? 🤯
Most people think you need half a million dollars to start making real passive income. That’s simply not true. Today, I’m breaking that myth with verified data that could completely change the way you think about investing.
Here’s the harsh reality holding millions back:
Traditional dividend portfolios often require $300,000–$600,000 just to produce $1,000 per month. That’s why most people believe passive income is only for the wealthy. Financial advisors rarely mention high-yield alternatives either… because they don’t profit when you achieve financial freedom.
But here’s the secret: I’ve researched the 5 monthly dividend ETFs that can pay over $1,000 per month, using verified September 2025 data. I’ll show you:
How much to invest for each ETF
Which ETF requires the least capital
The surprising investment strategy that attracted $31+ billion in new money just this year! 💥
Why Now Is the Perfect Time ⏰
Covered call ETFs are booming—$31.5 billion poured in during the first six months of 2025 alone. This isn’t small-time retail money. Institutional investors, pension funds, and “smart money” are recognizing a massive opportunity.
These ETFs yield between 9.73% and 13.12% annually. To put that in perspective:
Most savings accounts: 0.5%
High-yield bonds: 5% max
These ETFs: crushing traditional returns 📈
The 5 ETFs Making $1,000+/Month
1️⃣ QYLD – Global X NASDAQ 100 Covered Call ETF
Investment needed: $91,463
Yield: 13.12% annually
Why it’s special: Own pieces of Apple, Microsoft, Nvidia, Amazon, and more.
Track record: Monthly payouts since 2013
Strategy: Covered call options generate consistent premium income—even during crashes or inflation spikes.
Bonus: This year alone, QYLD returned 7.45% total, giving you both income and growth!
2️⃣ KBWD – Invesco KBW High Dividend Yield Financial ETF
Investment needed: $91,954
Yield: 13.05%
Focused on financials and REITs with massive dividend payouts
Survived market cycles since 2010
Expense ratio: 4.93% (worth it for high yield)
3️⃣ RYLD – Global X Russell 2000 Covered Call ETF
Investment needed: $96,777
Yield: 12.49%
Targets small-cap stocks with higher volatility → higher option premiums
Diversifies beyond tech with financials, industrials, and international exposure
Strategy: Consistent monthly payments from small-cap opportunities
4️⃣ JPQ – JP Morgan NASDAQ Equity Premium Income ETF
Investment needed: $112,888
Yield: 10.63%
Combines active stock selection + equity-linked options
Expense ratio: lowest at 0.35%
Institutional backing: $30.48 billion under management
Includes mega-cap tech like Nvidia, Microsoft, and Apple
5️⃣ SDIV – Global X Super Dividend ETF
Investment needed: $123,330
Yield: 9.73%
Global diversification: Brazil, Norway, UK, Italy, France
Sectors: financials, energy, real estate, materials
Track record: Monthly payouts since 2011
Excellent protection against US-only economic risks
Reality Check ⚠️
Taxes: Monthly dividends are taxed as ordinary income, not qualified dividends
Upside cap: Covered call strategies limit potential gains during bull markets
Trade-off: You trade some growth potential for consistent, predictable monthly income
With yields of 10–13% in today’s market, these ETFs beat traditional savings and bonds by a mile.
How to Get Started 💡
Start with QYLD for maximum efficiency
Add JPQ for professional management
Diversify with KBWD, RYLD, SDIV based on your risk tolerance
Scaling is simple:
Want $2,000/month? Double your investment
Want $500/month? Invest half
It’s linear and easy to calculate your income goals.
💡 Perspective: $91,463 might sound like a lot—but it’s a one-time investment that can generate $12,000/year. That’s a 13.12% return in a world where banks pay 0.5%.
Most people spend $90,000 on cars that depreciate or home upgrades of questionable value. This is a money printing machine that could pay for decades.
Your Next Step 🚀
Don’t wait—these ETFs are gaining billions in institutional investments. Take your first step toward financial freedom today.
📈 Start investing in these monthly dividend ETFs via moomoo now: Click here to invest!
💬 Drop a comment with your target monthly income, and you’ll see exactly how much to invest to reach your goal.
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