Hey guys! Let’s talk about Budget 2026 and what it means for your wallet. For those who aren’t familiar, the Malaysian government releases a yearly plan highlighting expected income and spending. Yup—even the government budgets! So, here’s a question for you: Do you budget your money to make sure your income always exceeds your expenses? 🤔
In 2026, the total allocation is RM470 billion, up from RM452 billion in 2025. But today, I’ll focus on 5 key points that directly affect your pocket. Stick around till the end—you’ll want to see this! 👀
1️⃣ Sara Aid for Everyone
Yes, you heard it right—you might even get it! The total cash aid under STR and Sara 2026 is RM15 billion, funded from subsidy savings like diesel and RON 95.
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One-off payment: RM100 for 22 million Malaysians aged 18+ in mid-February 2026.
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STR recipients: RM1,200/year (RM100/month)
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E-Kasih recipients: RM400/year (RM200/month)
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Singles: RM600/year (RM50/month)
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Non-STR recipients: RM1 one-off
💡 Pro tip: Extra money ≠ extra spending. Don’t splurge just because you got RM100. Use it for necessities, savings, or even investments. Keep your lifestyle, but let your money grow! 📈
2️⃣ RM1,000 Tax Relief to Boost Local Tourism
Spend on entry fees, cultural programs, and local tourism, and you get up to RM1,000 tax relief! The government is pumping RM700 million to revive tourism.
💡 Tip: Don’t go into debt to travel. Save up, use your “want” bank, and enjoy the perks without financial stress.
3️⃣ Progressive Salary Policy Continues
Starting from Budget 2025, the progressive salary system continues in 2026. It benefits employees earning RM500–RM4,999, rewarding skill upgrades and productivity.
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Employers can adopt this to boost productivity and earn government incentives (RM200–RM300 per employee).
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Employees gain higher skills, experience, and possibly higher pay—a win-win-win for everyone!
💡 Key reminder: More income doesn’t mean more spending. Increase your savings and investments alongside your salary growth.
4️⃣ RM150 School Assistance
5.2 million government school students (including Form 6) will get RM150 to cover school essentials.
💡 Tip: Use this money wisely—for school needs, not extra shopping. If essentials are covered, invest it for your child’s future.
5️⃣ LPPSA Loan Limit Raised to RM1 Million
For those who don’t know, LPPSA financing has been increased from RM750,000 to RM1 million due to salary adjustments and rising property prices.
💡 Important: Buying property is not like buying gold or stocks. It’s long-term, costly, and requires careful planning. Educate yourself before making big moves. Mistakes in your first property can restrict your financial future.
⚡ My Personal Advice
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Treat extra cash as an opportunity, not a reason to splurge.
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Budget, save, and invest!
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Learn before you leap—especially when it comes to property and investments.
Budget 2026 is all about fiscal stability, not big populist spending. These 5 points are just the tip of the iceberg—but they matter most for your wallet.
💬 Got questions or want me to dive into other Budget 2026 topics? Drop them in the comments!
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