Ever wondered how ASNB keeps delivering solid returns even when the market gets rocky? On 19th December 2025, ASNB announced a 5.75% dividend for ASB, which translates to a historic RM10.4 billion distributed—the highest in ASB history! 🎉
We sat down with Fadzihan Abbas, CEO of ASNB, to break it all down. Here’s what you need to know:
Why ASNB Dividends Keep Growing
ASNB’s success comes down to smart asset allocation and strategic management. Even during volatile markets like the early 2025 period or Covid times, ASB remained consistent, thanks to:
A balanced mix of domestic and international equities
Fixed income investments that stabilize returns
Maintaining 5–10% liquidity, ensuring you can withdraw anytime without affecting fund stability
This careful approach means your capital is preserved while still earning competitive returns. ✅
Zakat Made Easy 💡
Wondering about zakat? ASNB now allows zakat to be calculated on your dividend income, following al-Mustaghallat principles.
Better yet, from 2026 onward, you can opt-in for collective zakat payment (kultah), where ASNB will automatically handle your zakat and provide receipts. Clear, easy, and compliant! 🕌
How ASB Financing Works
ASB Financing is a tool that lets you invest more while paying monthly installments. If used wisely, it can maximize your compounding returns over time. For example:
A RM200,000 ASB financing over 25 years, with disciplined monthly payments, could grow to over RM800,000! 💸
The key? Consistency and discipline, not relying solely on dividends to cover payments.
It’s a simple yet powerful way to grow wealth long-term, even if you start small. Think of it as planting a tree—the best time to start was 10 years ago, the next best time is today. 🌱
Diversification = Stability
ASNB strategically increased its global exposure to 25% while keeping 75% domestic, diversifying risk while maintaining strong returns.
This approach ensures:
Competitive dividends compared to fixed deposits
Consistent positive returns even during market dips
Flexibility and liquidity for all investors
Why You Should Start Now 🚀
With the MyASNB Ria app, you can now invest digitally, anytime, anywhere, without long queues or paperwork. And here’s a bonus:
Join me today with my referral code SG5JFP and get RM10 when you start investing!
iOS: Download here
Android: Download here
Huawei: Download here
Start your wealth journey today—even RM5 a day can make a difference over time. Don’t wait; let’s grow together! 🚀💰
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