Think holding SCHD alone is enough? Think again! You might be leaving hundreds of thousands on the table by not pairing it with the right ETFs. 😱
Now, before you scroll past thinking this is a “SCHD hate post,” hear me out. SCHD is amazing. Seriously, it’s one of the most beloved dividend ETFs out there—and for good reason. But here’s the kicker: SCHD by itself is incomplete. It’s like having a championship-level defense but zero offense. Sure, you’re safe—but you’re not winning the game. 🏆
Investing is about growing wealth while generating income. And today, I’ll reveal two ETFs that perfectly complement SCHD: one for long-term growth, the other for serious income right now.
By the end of this article, you’ll know which path is for you—and why combining these ETFs could mean the difference between a comfortable retirement and true financial freedom.
🔍 Why SCHD Alone Isn’t Enough
As of October 2025, SCHD manages a whopping $70 billion in assets, trading around $27 per share. It tracks the Dow Jones US Dividend 100 Index, selecting only the best dividend-paying companies with:
Strong cash flow vs debt ✅
High return on equity ✅
5 years of dividend growth ✅
It yields 3.87%, pays quarterly, and charges just 0.06% in fees. Sounds amazing, right? But here’s the problem:
Top 10 holdings include giants like ABV, PepsiCo, Coca-Cola, Lockheed Martin, and Chevron—defensive, cash-generating companies.
Tech exposure? Only 8.3%. That’s less than 1/10 of the fund. You’re missing the AI, cloud, and semiconductor boom.
SCHD is consistent, but in today’s growth-driven market, it’s leaving massive gains on the table.
💥 Gap #1: Growth Underexposure
💥 Gap #2: Limited Capital Appreciation
💥 Gap #3: Yield Tradeoffs
Now, let’s fix this.
1️⃣ For Maximum Growth + Reliable Dividend → SCHG
Meet SCHG (Schwab US Large Cap Growth ETF), the perfect complement for growth-minded investors.
Tracks Dow Jones US Large Cap Growth Index
197 growth-focused stocks (NVIDIA, Microsoft, Apple, Amazon, Tesla, Meta, Alphabet)
48% tech exposure 💻
Expense ratio: 0.04%
YTD 2025 return: 14.84%
Why it works: Pairing SCHD and SCHG gives you:
0% portfolio overlap ✅
Strong growth + steady dividends ✅
Low fees ✅
💡 Example: $10,000 invested 50/50 in SCHD + SCHG over 14 years could grow to $556,000, beating the S&P 500.
2️⃣ For Serious Income Now → JPI
If you need cash flow today, SCHG isn’t your friend. Enter JPI (JP Morgan Equity Premium Income ETF).
Actively managed with covered call strategy
30-day SEC yield: 7.17%, 12-month rolling yield: 8.32%
Pays monthly 💰
$50,000 investment = ~$4,000+ per year in income
Perfect combo: SCHD + JPI = 5.5–6% blended yield. On $100,000, that’s $5,500–$6,000/year.
JPI isn’t for max capital growth, but it beats traditional fixed income hands down.
✅ Which Should You Pick?
SCHD + SCHG → Long-term growth, tech exposure, low fees, wealth accumulation
SCHD + JPI → High current income, monthly cash flow, lower volatility
No matter your choice, pairing SCHD with either ETF beats holding SCHD alone.
🔥 Start Investing Now with Moomoo
Don’t wait to unlock these wealth-building combos. Start buying SCHD, SCHG, or JPI ETFs today on Moomoo—your all-in-one brokerage for smart investors.
👉 Click here to invest now on Moomoo!
Start small, stay consistent, and watch your wealth grow. 💸
#️⃣
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