Did you know that you can now transfer money overseas directly from Shopee?
Yes, Shopee — the same app you use to shop every day.
Surprisingly, many people still don’t know this feature exists. If you’ve ever struggled with international money transfers — converting MYR to USD, IDR, AED, or other currencies — this is going to change everything for you.
No more confusing platforms. No more long queues. No more headache.
Let’s break it down 👇
ShopeePay Overseas Transfer: What’s the Big Deal?
Shopee has partnered with Western Union, a globally trusted money transfer service with thousands of branches worldwide. That means:
✅ Trusted & secure
✅ Available in 200+ countries
✅ Cash pickup OR bank transfer
✅ All inside the Shopee app
Shopee is no longer just for shopping — it’s becoming a full financial ecosystem.
Before You Start: Important Things You MUST Know
🔐 ShopeePay Premium Is Required
To access overseas transfers, you need:
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Verified ShopeePay account
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Malaysian IC (MyKad)
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Age 18 years and above
👉 Go to: Shopee App → Me → Settings → Identity Verification
Once verified, you’ll see “Overseas Transfer” in ShopeePay.
💰 Transferable vs Non-Transferable Balance (Very Important!)
Not all ShopeePay balances can be sent overseas.
✅ Transferable balance:
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Top-up via online banking
-
Debit card
-
DuitNow
❌ Non-transferable balance:
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Credit card top-up
-
Cash top-up at stores (7-Eleven, KK Mart)
-
Shopee bonuses
💡 Pro tip: Always choose top-up methods with the green transferable icon.
Transfer Limits You Should Know
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🔹 Minimum transfer: RM1
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🔹 Maximum daily limit: RM4,999
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🔹 Limit shared with other ShopeePay transactions
Recipient Limit:
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🇲🇾 Malaysians: Up to 20 different recipients per year
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🌍 Non-Malaysians: Up to 6 recipients per year
-
You can only send money to your home country (for non-Malaysians)
How to Send Money Overseas Using ShopeePay (Step-by-Step)
Step 1️⃣: Open ShopeePay → Tap Overseas Transfer
Or go to: Me → Financial Services → Overseas Transfer
Step 2️⃣: Choose Send Money
Select destination country & currency (USD, IDR, AED, etc.)
Step 3️⃣: Choose Delivery Method
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💵 Cash Pickup (via Western Union agents)
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🏦 Bank Transfer
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📱 E-wallet (supported countries)
Step 4️⃣: Enter Amount & Check Fees
Fees vary by country and method:
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Bank transfer: Flat RM10
-
Cash pickup: RM8–RM25 (depends on amount & country)
Shopee will show the exact fee upfront — no hidden charges.
Step 5️⃣: Fill in Recipient Details
Name, relationship, bank details (if applicable), purpose of transfer, and source of funds.
Step 6️⃣: Confirm & Submit
Double-check everything → Confirm → Done ✅
After Transfer: What Happens Next?
💵 Cash Pickup
Recipient needs:
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Valid ID
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MTCN number (10-digit code)
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Sender’s name & country
Shopee will notify you once funds are collected.
🏦 Bank / E-Wallet Transfer
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Funds arrive in 1–3 working days
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Check status via Shopee transaction history
Can You Cancel or Get a Refund?
✔️ Only possible for Cash Pickup
❌ Not possible for bank or e-wallet transfers
Refund timeline:
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5–7 working days
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Cancel within 45 days → Full refund (including fees)
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After 45 days → Amount only (fees not refunded)
So… Is ShopeePay Overseas Transfer Worth It?
Absolutely ✅
✔️ No extra apps
✔️ No physical counters
✔️ Safe & convenient
✔️ Competitive fees
✔️ Perfect for family support, travel, or business
Shopee is no longer just an e-commerce app — it’s becoming your daily financial companion.
💡 Final Tip: Grow Your Money Too, Not Just Transfer It
Hey! I’ve also been using this wealth management app called Versa to grow my money smarter 💼📈
It’s super easy to navigate, beginner-friendly, and the investment products are professionally managed by experts at AHAM Asset Management Berhad.
If you’re already using apps like ShopeePay to manage money, why not let your money work for you too? 😉
💬 Have you tried ShopeePay overseas transfer yet?
👇 Share your experience in the comments & don’t forget to share this guide with friends who need it!
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3️⃣ Complete onboarding
4️⃣ Deposit minimum RM100 into any Versa product
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