What if I told you that with just TWO investments, you could create a monthly paycheck that lands in your account like clockwork—even while you sleep? 😴
We’re talking about yields as high as 10.57% annually, paid monthly. Sounds too good to be true? That’s exactly what Wall Street doesn’t want you to know.
Most investors are stuck in one of two traps:
1️⃣ Money sitting in low-interest savings accounts, earning less than 1%, while inflation quietly eats away your purchasing power.
2️⃣ Overcomplicated portfolios with 15+ stocks you can’t realistically track, leaving your money stagnant while “financial gurus” preach patience for 30 years.
But today, I’m revealing a simple, powerful strategy using just two ETFs that could generate serious monthly income—starting right now.
We’re looking at ETFs with $71 billion in combined assets, so these aren’t obscure funds no one’s heard of—they’re big, stable, income-generating powerhouses.
By the end of this, you’ll know:
Exactly how to build this portfolio
How much income you can expect
Critical risks to understand before investing a single dollar
Let’s dive in.
Meet ETF #1: JP Morgan NASDAQ Equity Premium Income ETF (JPQ) 🚀
Yield: 10.57% annually
Dividend: Paid monthly (not quarterly!)
Price: $57.52/share
Annual dividend per share: $6.80
Imagine getting paid every month, whether you’re working or on vacation. That’s the power of monthly dividend payments.
JPQ is a tech-focused portfolio with 107 holdings, including the biggest names you know:
Nvidia 8.49%
Microsoft 7.19%
Apple 7.12%
Google 4.8%
Amazon 4.57%
Broadcom 4.49%
The magic? JPQ uses a covered call strategy. In simple terms: it owns these tech giants and sells call options to generate extra income on top of dividends. This is what allows the ETF to pay that juicy 10.57% yield.
Expense ratio? Just 0.35%, or $0.35 per $100 invested.
Meet ETF #2: JP Morgan Equity Premium Income ETF (JPI) 🌐
Yield: 8.42% annually
Dividend: Paid monthly
Price: $57.10/share
Assets under management: $41.25 billion
JPI is JPQ’s more conservative sibling, spreading its bets across multiple sectors rather than just tech.
Holdings include:
Nvidia 1.65%
Google 1.64%
Microsoft 1.63%
Meta 1.58%
Mastercard & Visa
Amazon, Johnson & Johnson, and more
JPI also uses a covered call strategy with the same low expense ratio.
Why both ETFs?
JPQ = high tech exposure & higher yield
JPI = diversified market exposure with still impressive income
Both pay monthly, giving you 12 income events per year instead of four
Combine them, and you can target 9–10% yield while balancing risk.
Portfolio Allocation Strategies 🧩
1️⃣ Aggressive Income Seeker (70% JPQ / 30% JPI)
Max yield (~9.85%)
Heavy tech focus
Best for younger investors with higher risk tolerance
2️⃣ Balanced Approach (50% JPQ / 50% JPI)
Moderate yield (~9.5%)
Equal exposure to both ETFs
Best for most investors seeking balance between yield & risk
3️⃣ Conservative Income Approach (30% JPQ / 70% JPI)
Lower yield (~9.15%)
Prioritizes diversification & stability
Ideal for near retirees or lower-risk investors
Real Money Examples 💵
$10,000 investment (50/50 split):
~$79/month (~$950/year)
$50,000 investment:
~$395/month (~$4,750/year)
$100,000 investment:
~$790/month (~$9,500/year)
This is real monthly income, not a promise—enough to cover bills, car payments, or travel.
Risks You Must Know ⚠️
1️⃣ Covered Call Trade-Off – You trade some stock growth potential for consistent income.
2️⃣ Income Variability – Monthly payments fluctuate based on market volatility.
3️⃣ Interest Rate Sensitivity – Rising rates can hurt tech-heavy ETFs like JPQ.
4️⃣ Concentration Risk – JPQ is heavily tech-focused; a selloff in big tech impacts it more.
This strategy is ideal for:
Investors who prioritize current income over maximum growth
Retirees or near-retirees
Those comfortable with 15–25% portfolio volatility
Not for short-term traders, growth-only investors, or those needing guaranteed principal protection.
Why This Strategy Beats Alternatives 🏆
High-yield savings: 4–5%
10-year Treasury: ~4%
S&P 500 dividend yield: ~1.5%
Dividend aristocrats: 3–4%
With JPQ + JPI, you’re getting much higher income monthly, instead of quarterly.
If you’re ready to start building your 2-ETF monthly income portfolio, check out Moomoo—a fast, reliable platform to buy ETFs like JPQ & JPI.
👉 Invest now on Moomoo and start your monthly income journey!
💡 #ETFIncome #MonthlyDividends #FinancialFreedom #PassiveIncome #InvestSmart #MoomooInvesting #JPQ #JPI #MoneyMoves
