Everyone is obsessed with SCHD.
Scroll through any finance group and you’ll hear the same thing:
“Just buy SCHD and chill.”
And sure — SCHD is safe. Stable. Predictable.
But while SCHD crawls at 2.46% YTD, some dividend ETFs are already up more than 14% this year, paying monthly income, holding NVIDIA, Apple, Microsoft, and quietly building portfolios that could make SCHD look like a savings account by 2030.
I spent days digging into dividend ETFs most people aren’t talking about — and what I found completely changes the dividend investing game.
⚠️ Quick disclaimer: This is educational content, not financial advice. Always do your own research and consider speaking to a licensed financial advisor.
💡 The Big Shift in Dividend Investing
Old-school dividend ETFs focused on:
Energy
Consumer defensive stocks
Low growth, high stability
But the world has changed.
Today’s best dividend strategies combine:
✅ Income
✅ Tech exposure
✅ Capital growth
✅ Smart option strategies
Let me show you 4 dividend ETFs SCHD can’t compete with long-term.
🚀 1. FDVV — The Tech Dividend Powerhouse
Fidelity High Dividend ETF (FDVV) is what happens when dividends meet innovation.
📊 5-Year Total Return: 138.78%
📊 SCHD (same period): 79.25%
That’s not a typo.
Why FDVV stands out:
NVIDIA (~6%)
Microsoft (~5.5%)
Apple (~5%)
These aren’t “old economy” dividend stocks.
These are the companies driving global growth.
💰 Dividend Yield: ~3.1% (Quarterly)
📈 5-Year Dividend Growth: ~10% annually
💸 Expense Ratio: 0.16%
FDVV proves you don’t need to sacrifice growth to earn dividends.
💵 2. JEPQ — Monthly Income from NASDAQ Giants
Want monthly income instead of waiting every 3 months?
Meet JEPQ (JPMorgan Nasdaq Equity Premium Income ETF).
📊 Yield: ~10.5% (Paid monthly)
📊 3-Year Return: ~90%
📊 SCHD (3 years): ~35%
How does it work?
Holds top NASDAQ stocks (NVIDIA, Apple, Microsoft)
Uses covered call strategies to generate extra income
Yes, it caps some upside — but in exchange, you get consistent monthly cash flow that compounds fast.
This is passive income on another level.
⚡ 3. SPYI — The Monthly Income Machine
If JEPQ impressed you, SPYI might shock you.
📊 Yield: ~11.7% (Monthly)
📊 YTD Return: ~12.4%
📊 SCHD YTD: ~2.46%
SPYI applies option strategies across the entire S&P 500 — over 500 companies.
Top holdings include:
NVIDIA
Microsoft
Amazon
📈 3-Year Return: ~65%
💸 Expense Ratio: Higher — but you’re paying for a sophisticated income engine most investors can’t build themselves.
💡 $50,000 invested 3 years ago:
SPYI: ~$82,800 + monthly income
SCHD: ~$67,700
That’s real money. Real difference.
🛡️ 4. NOBL — Dividend Royalty for Tough Times
NOBL (Dividend Aristocrats ETF) plays a different role.
📉 Lower yield (~2%)
📈 Steady growth
🏆 25+ years of consecutive dividend increases
Only companies that survived:
Dot-com crash
2008 financial crisis
Multiple recessions
This is recession insurance, not a yield monster.
When markets crash and dividends get cut, NOBL’s companies usually keep paying — and increasing.
🔑 The Real Lesson (This Is What Most Investors Miss)
The question isn’t:
“Which ETF is better than SCHD?”
The real question is:
👉 What are you actually trying to build?
🔥 Growth + dividends → FDVV
💵 Monthly income → JEPQ or SPYI
🛡️ Stability in bad times → NOBL
🧱 Ultra-low cost foundation → SCHD
Smart investors don’t choose one.
They combine strategies.
That’s how portfolios survive — and thrive — by 2030.
📈 Ready to Buy These ETFs?
If you’re serious about building ETF income + growth, you need a platform with:
✔️ Global ETF access
✔️ Advanced charts
✔️ Low fees
✔️ Powerful research tools
👉 I use moomoo to buy ETFs like these
🔗 Open your moomoo account here:
👉 https://j.moomoo.com/0xFRE4
The dividend game has changed.
The winners will be the ones who adapt early.
📊 By 2030, the gap won’t be small — it’ll be life-changing.
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