Are you tired of ETFs that pay flashy monthly dividends but silently eat away your investment? 🤯 In this guide, we’re revealing the best monthly ETFs that deliver real growth AND income, without letting NAV erosion steal your hard-earned cash.
I screened over 500 ETFs to bring you only the top performers — every ETF on this list is at least 12 months old and delivered 15%+ total returns, combining both dividend income and share price growth.
Before we dive in, here are the 3 key things you need to know to evaluate ETFs like a pro:
1️⃣ Total Return – Not Just Yield
Don’t get blinded by a high dividend! Total return = dividends + share price growth.
Example: 10% yield + 5% price growth = 15% total return.
High yield alone is useless if the ETF’s price drops more than your income.
2️⃣ NAV Erosion – The Hidden Killer
Even if your ETF pays $10, if your $100 drops to $85, you’re actually losing $5. Avoid funds that give huge yields but shrink in value over time.
3️⃣ Income Strategy – How They Make Money
Many high-yield ETFs use covered calls: they own big stocks like Apple or Microsoft and sell the right for someone else to buy later. This creates steady income, but sometimes you give up upside if the stock skyrockets.
Tip: Covered calls work best in flat or slowly rising markets, not in a rapid bull run.
📈 The Top Monthly ETFs You Should Know
10. Ile Q – Monthly Tech Cash Flow
What it is: NASDAQ 100 ETF (Apple, Microsoft) with covered calls
Numbers: 10.3% yield + 5.7% growth = ~16% total return
Best for: Tech bulls wanting monthly cash
Risks: New fund (March 2024) & just cleared 15% return threshold
9. Kle Q – Curve Technology Titans ETF
What it is: Actively managed tech ETF using options
Numbers: 10.7% yield + 7.1% growth = ~17.7% total return
Best for: Investors trusting active management
Risks: Higher fees, dependent on manager skill
8. TUGN – Stat Tactical Growth ETF
What it is: Systematic, rules-based ETF rotating into top performers
Numbers: 11.2% yield + 7.9% growth = ~19.1% total return
Best for: Tactical, data-driven investors
Risks: Less known, lower liquidity
7. Giop – Google Focused ETF
What it is: 100% Google with covered calls
Numbers: 11.7% yield + 33.7% growth = ~45.4% total return
Best for: Hardcore Google believers
Risks: No diversification, huge potential downside
6. HDLB – Leveraged Dividend ETN
What it is: 2x leverage on dividend-paying stocks
Numbers: 11.7% yield + 13.9% growth = ~25.6% total return
Best for: Experienced investors only
Risks: High leverage + ETN = very high risk
5. DLG – Dow 30 Blue Chip ETF
What it is: Half portfolio growth, half covered calls
Numbers: 16.1% yield + 7% growth = ~23.1% total return
Best for: Conservative income investors
Risks: 2024 included a one-time special distribution; long-term yield lower
4. GLDI – Gold Income ETF
What it is: Gold + monthly income via covered calls
Numbers: 16.2% yield + 13.1% growth = ~29.3% total return
Best for: Diversification & alternative assets
Risks: ETN structure, gold can move sideways
3. QYLG – NASDAQ 100 Covered Call ETF
Numbers: 24% yield + 7.5% growth = ~31.5% total return
Best for: Tech lovers who want income without giving up all growth
Risks: Price down ~11% in 2025, always check NAV
2. SLVO – Silver Covered Call ETF
Numbers: 19.5% yield + 36% growth = ~55.4% total return
Best for: Alternative asset investors seeking high returns
Risks: Very volatile, ETN structure, concentrated performance
Key Tips Before Buying
Avoid Overlap: Many tech ETFs own the same big names – diversify!
Consider Taxes: Monthly payouts usually taxed as ordinary income. Consider Roth IRA if possible.
Understand Risks: Past performance ≠ future guarantees.
💡 The Bottom Line: These ETFs can be powerful tools to grow your wealth AND get monthly income — if you pick wisely and understand the risks.
Ready to start investing and ride these high-performing ETFs? 🚀
👉 Buy these ETFs now via moomoo: https://j.moomoo.com/0xFRE4
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