Hey, ever wondered how to invest in gold the right way so you actually profit instead of losing? Today, I’m spilling the secrets with 3 proven methods that I personally use to grow my wealth. Whether you’re a beginner or just curious about gold investing, this guide is for you!
Why I Invest in Gold
Gold isn’t just shiny—it’s my longest-term investment. Alongside stocks, unit trusts, real estate, cryptocurrency, and business, gold forms a small but essential part of my portfolio. I only allocate 5–10% of my total assets to gold. For example, if my assets total RM1 million, my gold holdings would be around RM50,000–100,000.
Some people go all-in with 70–90% in gold, and that’s okay—it’s all about your personal choice. For me, gold is mainly for hedging my wealth.
Why? Most of our investments in Malaysia are in ringgit—from ASB to Tabung Haji, even property. If something unexpected happens to the ringgit, gold acts as a safeguard.
Think about it:
Asian Financial Crisis in the 90s
Hyperinflation in Venezuela
Wars like Russia-Ukraine
During crises, currency can drop dramatically, but gold holds its value. If the ringgit falls, my gold can be converted to USD or any other currency. That’s why gold is my long-term insurance—I hold it until absolutely necessary.
Method 1: Buy Gold for the Long-Term 🏆
I always buy physical gold rather than digital or bank-stored gold. Why? In an emergency—war, hyperinflation, or bank shutdowns—I can physically access and carry my gold anywhere.
Example: 100g of gold is around RM50,000.
1kg? RM500,000—small enough to store securely at home.
For me, gold isn’t a quick flip. I buy and hold for decades.
Method 2: Buy Low, Sell High 📈
If you have some knowledge of charts and short-term trading, you can buy gold when prices drop (support level) and sell when prices peak.
Buy when the price is low
Sell when the price spikes
Since 2024, gold prices have skyrocketed over 100% in 2 years (against USD!). That’s why timing is key. My personal rule? Collect gold steadily every month at support levels, never at the peak. This habit builds wealth quietly over time.
Method 3: Start Young 🌱
I started investing in gold in 2018, inspired by Robert Kiyosaki, who’s been buying gold since 1976!
Starting young lets you accumulate gold gradually, without stressing over prices. Even 0.1g per month counts—that’s just RM50 if 1g = RM500. Small steps, big impact.
Quick Tips for Beginners:
Use digital gold platforms from local banks. You can start small.
Be consistent: even tiny amounts grow into significant holdings over time.
Ask questions! Comment below if you’re unsure about gold or other investments.
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If you found this helpful, subscribe to my channel for more tips on gold, stocks, and financial freedom. Your future self will thank you! 🌟
