Can just $25 a week actually beat a full-time salary? 🤯
It sounds impossible, right? But the numbers don’t lie. If you invest $25 every week into the right index funds, you could end up with a portfolio that pays $6,000 per month in passive income—more than many full-time jobs!
Here’s how it works, step by step.
Why Weekly Investing Works 💡
Most people think $25 a week is too small to matter. Reality check: expenses are skyrocketing—groceries up 28%, rent up 30%, gas more expensive than ever. Meanwhile, average wage growth is just 3.8% per year in the US.
But the stock market historically returns 10–11% annually. That gap? That’s your opportunity. By investing consistently, you don’t need to time the market—you just buy when prices drop and benefit when they rise.
Consistency + smart fund choices = passive wealth growing quietly in the background.
The 5 Fidelity Index Funds That Can Change Your Life 🏆
These aren’t random picks. Each fund plays a unique role in building diversified, long-term wealth and steady monthly income.
FZROX – Fidelity Zero Total Market Index Fund
Tracks the entire US stock market (2,400+ companies)
Yield: 1.04% | Dividend Growth: 7.55% | Annual Return: ~13.5%
Why it matters: Your core growth engine, zero fees, long-term stability.
FDGFX – Fidelity Dividend Growth Fund
300+ high-quality companies that increase dividends every year
Yield: 3.2% | Dividend Growth: 18% | Annual Return: ~11%
Why it matters: Fastest dividend growth in the portfolio—your income accelerator.
FXNAX – Fidelity US Bond Index Fund
US Treasuries + high-grade corporate bonds
Yield: 4.2% | Expense Ratio: 0.025% | Annual Return: ~4%
Why it matters: Stability during stock market dips—your portfolio shock absorber.
FDVLX – Fidelity High Dividend Equity Fund
Blue-chip stocks with above-average dividends
Yield: 3.8% | Dividend Growth: 12% | Annual Return: ~10%
Why it matters: More income sooner, pays high dividends from day one.
FRIFX – Fidelity Real Estate Income Fund
REITs owning commercial real estate, apartments, warehouses, and data centers
Yield: 4.8% | Dividend Growth: 8% | Annual Return: ~9%
Why it matters: High-yield real estate exposure, supercharges monthly income.
How $25 a Week Becomes $6,000/Month 💵
Let’s break it down with a simple example:
$25/week = $1,300 per year
10 years of consistent investing: portfolio grows to $23,500, with $800/year in dividends
20 years: portfolio grows to $79,000, dividends ~$2,700/year
30 years: portfolio hits $235,000, paying $72,000/year in dividends ($6,000/month!)
That’s passive income that beats most full-time salaries, without trading, luck, or stress. The magic? Dividend growth—income doubles roughly every 8 years.
Key Takeaways ✅
Small, consistent investments compound massively over time.
Choosing dividend growth + diversified funds beats chasing hot stocks.
$25/week now can lead to a completely passive $6,000/month income in 30 years.
💥 Ready to start your $25/week journey to financial freedom?
Start investing today with Moomoo and buy these ETFs with ease: Click here to invest now!
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