Ever wondered what my biggest holding is in my portfolio? 🤔 Whether it’s on X, Instagram, or at investing events, this is the question I get asked the most.
The answer might surprise you: it’s Main Street Capital (Ticker: MAIN). Yep, a mid-yielding dividend stock—not an ETF—sitting at the top of my portfolio! While ETFs make up most of my holdings, MAIN has been crushing it and consistently outperforming the market.
Here’s why I’m so obsessed with it.
What Is Main Street Capital? 🏢
Main Street Capital is a Business Development Company (BDC). Think of it like a bank, but instead of lending to everyday consumers, it lends to small and mid-market companies that need capital to grow.
They help companies expand through advertising, new projects, or acquisitions.
They make money by charging interest on these loans—just like a bank.
They have almost $9 billion under management with 185 investments nationwide.
In short, they pick companies carefully, and that’s why the performance has been so strong.
Why I Love MAIN 💎
Steady Monthly Dividends 💵
Main Street pays monthly dividends—not just annually. This gives a consistent cash flow for shareholders.Special Dividends 🎁
Sometimes, they pay extra “special” dividends, boosting your yield from 5.5% to nearly 7.6–8%. Imagine a little bonus every quarter!Growth + Income Combo 📈
Since 2007, the NAV per share has grown 155%, not including dividends. Reinvest those dividends, and the compounding effect is insane.Internally Managed 🛠️
No outside firms taking a cut. Internal management means better control, lower risk, and more efficient operations.Diversified Portfolio 🌎
From energy to retail, computers to auto components, Main Street Capital is spread across multiple industries—all across the booming US market.
Risks & Considerations ⚠️
Interest rate sensitivity: Since MAIN lends money, lower interest rates could reduce income slightly.
BDC risks: Loan defaults can happen, but Main Street has a solid track record of selecting profitable companies.
Even with risks, this stock has outperformed the S&P 500, NASDAQ, and BDC indexes over the long term.
Performance That Speaks Volumes 🔥
Check this out:
Investing $10,000 in MAIN in October 2007? It would be worth ~$200,000 today.
Investing the same in NASDAQ (QQQ)? About $135,000.
S&P 500? Around $82,700.
That’s the power of dividends + growth. And remember, I reinvest all dividends for maximum compounding.
Even compared to the S&P 500, MAIN consistently beats it over 10+ year periods. 📊
The Bottom Line ✅
Main Street Capital isn’t just a dividend stock—it’s a growth and income powerhouse. For long-term investors, especially those reinvesting dividends, it’s a gem.
If you’re ready to start your journey with Main Street Capital and add this powerhouse to your portfolio, you can invest easily via Moomoo. Click the link below to get started and grab your shares today! 🚀
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