Finding an all-in-one investment platform in Malaysia isn’t easy. Most platforms specialize in just one thing: some focus only on unit trusts, others only on robo-advisors, and a few just sell mutual funds. But what if you want it all—global stocks, local funds, PRS, bonds, insurance, and more—all in a single account? That’s where FSMOne comes in, and honestly, it’s one of the most underrated platforms in Malaysia right now.
Today, I’ll take you through a full review of FSMOne, what it offers, how to open an account, its advantages over other platforms, and why it could be a game-changer for your investment journey.
Why FSMOne Stands Out
FSMOne gives you full control. You can manage your investments manually or automate them according to your risk appetite. Whether you’re a beginner or someone who wants a more hands-off approach, FSMOne has something for everyone.
It’s not a new platform—it’s been around for years under the name Fund Supermart FSM—but now it’s fully operated as FSMOne by IFAS Capital Sdn. Bhd., regulated by the Securities Commission Malaysia. That means it’s legit, secure, and one of the most active digital investment platforms in the country.
Account Types
FSMOne offers three types of accounts:
-
Personal: For individual investors.
-
Beneficiary: For investing on behalf of your child or heir.
-
Corporate: For companies looking to invest excess cash in low-risk products.
Investment Products
FSMOne’s product range is massive:
-
1000+ professional funds, including Shariah-compliant options
-
Stocks & ETFs across six global markets: Malaysia, US, Hong Kong, Singapore, China, and UK (via LSE)
-
Bonds: Government and corporate fixed-income investments
-
PRS (Private Retirement Schemes): Growth, balanced, and conservative funds, plus annual tax relief up to RM3,000
-
Insurance and EPF Investment Options (EPFI Invest) for 0% sales charge on selected funds
-
Cash Solutions & Auto Sweep: Earn daily interest on idle funds or automatically invest in money market funds while keeping liquidity
With FSMOne, your money works even when it’s sitting in cash! Currently, cash solutions yield around 2% p.a., while auto sweep can give about 3.12% p.a.
Managed Portfolios
If you prefer an automated approach, FSMOne’s Managed Portfolios (MP) diversify your investments based on your risk level—from conservative to aggressive. There’s a small fee of 0.5% per year, split quarterly.
Powerful Tools for Investors
FSMOne is not just a trading platform; it’s a research hub:
-
Fund, ETF, and Stock Selectors: Filter by risk, sector, country, or performance, with Shariah-compliant logos clearly marked
-
Bond Selector: Filter by maturity and yield
-
Calculators: RSP calculators, bond return, and fund-switching cost calculators help you project ROI before investing
-
Chart Center & Technical Analysis: Basic charts with moving averages, RSI, and price data
If you like to do your homework before investing, FSMOne has educational articles, market reports, and fun highlights to keep you informed.
Regular Savings Plan (RSP)
Want to invest consistently without stress? FSMOne’s RSP allows you to start with as little as RM100 per week or month, investing in unit trusts, ETFs, or Managed Portfolios. Occasionally, there are promotions with zero processing fees for ETF RSP, especially for US, Hong Kong, and UK markets.
Opening an Account
Opening an FSMOne account is straightforward:
-
Download FSMOne via App Store or Google Play (search: FSM1-iInvest Globally)
-
Choose your country and account type
-
Upload your IC and supporting documents (not older than 3 months)
-
Fill in personal, financial, and investment information
-
Pay RM10 for account activation (refunded once approved)
Once approved, you can deposit funds (minimum RM100) and start trading stocks or ETFs. FSMOne even lets you convert MYR to USD for US stock purchases.
Fees & Charges
FSMOne is transparent and competitive:
-
Unit Trust Sales Charges: ~1.5% (banks may charge up to 5%)
-
Malaysian Stocks: ~0.1% per transaction
-
US Stocks: minimum USD 3.8 per transaction (~RM12)
-
ETFs, Bonds, RSPs: fees vary by product, all clearly listed
Deposits and withdrawals are free, though international wire transfers may incur bank charges. Forex conversions have minimal spreads (~0.3%).
The Verdict
FSMOne is truly an all-in-one platform. While its interface is simple and the onboarding process takes time, it’s perfect for long-term investors who want to diversify, manage, and grow their wealth in a single platform. For beginners, it offers step-by-step guidance, automated portfolio options, and research tools to make smarter investment decisions.
💡 Ready to grow your wealth with FSMOne?
Sign up now and start investing smarter: Join FSMOne here
