Ever wonder what my biggest holding is? People ask me all the time—on X, Instagram, or at investing events. Curious? You can actually check it out in my Blossom portfolio (free download link below 👇).
Right now, my top holding is Main Street Capital (Ticker: MAIN). Yep, it surprises a lot of people because it’s a mid-yield dividend stock, not an ETF—even though ETFs make up a huge part of my portfolio. But MAIN? It’s been performing exceptionally well.
I even made a short-form video about it on TikTok, Instagram, and YouTube—everyone wanted to know why I love it so much. So here’s the full deep dive: why MAIN is my #1 retirement account holding (not financial advice 😉).
What Is Main Street Capital?
MAIN is a Business Development Company (BDC). Think of it like a bank—but instead of lending to everyday people, it lends to small- and mid-sized businesses that need capital to grow.
They’ve got almost $9 billion under management and 185 cumulative investments. Their team picks companies carefully, ensuring strong returns while managing risk. MAIN’s portfolio is diversified across industries—from energy, retail, and tech to food, machinery, and auto components. No single sector dominates.
Why I Love MAIN
Steady Monthly Dividends – Currently yielding around 5.5%, and with special dividends, that bumps closer to 7–8%.
Growth & Income Combo – NAV has grown 155% since 2007, plus dividends reinvested can create massive compounding over time.
Experienced Management – 100+ years combined investment experience. Internal management saves money and reduces operational risk.
Diversified & Resilient – The portfolio weathers recessions, pandemics, and market pullbacks remarkably well.
Even with interest rate changes, MAIN is well-positioned to continue paying dividends without compromising its NAV. That’s huge for long-term investors.
MAIN vs. S&P 500
Let’s talk numbers. If you invested $10K in MAIN in 2007, your total return with dividends reinvested would be nearly $200,000 today. Compare that with the S&P 500 at around $135,000.
Yes, MAIN has outperformed the S&P—and even the NASDAQ—over the long term when factoring in reinvested dividends. And the beauty? You get growth AND income simultaneously.
Special Dividends = Bonus Cash
MAIN pays special dividends roughly once a quarter. Think of them as a little “bonus” for shareholders. Over the years, these have added significantly to overall returns, boosting the yield to almost 8% at times.
Should You Consider MAIN?
If you want a dividend stock that grows AND pays consistently, MAIN deserves a spot on your radar. For younger investors, reinvesting dividends can be a game-changer. For long-term retirement planning, it’s a steady, resilient option that rewards patience.
💡 Pro Tip: I reinvest all my dividends—this is where the magic happens. Your dividends earn dividends, and over years, that snowballs.
Want a Simpler Way to Invest?
If you want exposure to MAIN and other dividend ETFs, check out Moomoo—the trading app I use to explore, track, and invest in dividend stocks and ETFs:
👉 Start investing with Moomoo today!
It’s perfect for beginners and pros alike, giving you total control of your portfolio with easy-to-use tools. Don’t wait—your dividends could start compounding sooner than you think!
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