A week or two ago, I asked you—to send me questions you’ve always wanted me to answer. And wow… you delivered. Over 200 questions poured in! I sifted through them and picked the top 9 or 10 that would make the most sense for this video.
Not all of these are about finance—I’m opening up about life, investing, and even a little about what goes on behind the scenes. Think of this as raw, uncut, podcast-style answers—straight from me, off the cuff.
So, whether you’re hitting the gym, going for a walk, or doing some yoga, these insights are for you. Hopefully, they help not just with your investing, but with life too.
I’m Nolan Goa—my students call me Professor G—and I created this channel to make investing simple. Remember: all investing carries risk. Do your own research. This isn’t financial advice.
Alright, let’s dive in.
1️⃣ How to Mentally & Practically Prepare for a Market Crash
This is huge, especially with how volatile the market has been lately. Here’s the deal: you can’t control the market, a company, or a CEO—but you can control your finances.
Here’s your checklist:
Get out of high-interest debt.
Build a solid emergency fund.
Last week, I spoke with clients—those with savings? Totally calm. Those without? Freaking out. The ones prepared? Buying the dip.
Pro tip: market dips aren’t if, they’re when. Don’t panic sell. Instead, research, understand your ETFs or stocks, and be ready to buy when prices drop.
Mentally, the best defense is perspective. Look at history: the S&P 500, 1929, the dotcom bubble, COVID—you name it. Huge dips happen, but long-term, markets recover.
2️⃣ Maxing Out Your Roth IRA
I like to think of this like jiu-jitsu: take the back, grind it out, and eventually, it pays off. That’s what a Roth IRA does for your retirement—tax-free growth, zero taxes when withdrawn after 60.
I see too many young people chasing meme coins instead of building long-term wealth. If you haven’t already, start maxing out your Roth IRA ASAP.
3️⃣ Rebalancing Your Portfolio
Let’s say you’re using a three-fund portfolio: 50% value, 30% foundation, 20% growth. Growth skyrockets—now you’re at 40% growth. What to do?
In taxable accounts, add to underweighted funds (don’t sell to avoid taxes).
In IRAs or 401(k)s, rebalance once a year to realign your percentages.
4️⃣ Investing Beyond Finance
Health, mindset, and business skills matter too. Here’s what I invest in outside the stock market:
Physically: gym, jiu-jitsu, running, bodywork. Fun fact—I completely broke my back in high school. Rebuilding my strength is non-negotiable.
Spiritually: daily Bible reading, prayer, and tithing.
Business: learning new skills, optimizing operations, and leveraging AI tools to grow efficiently.
5️⃣ Growth vs. Income in Retirement
Should your retirement portfolio be heavy on growth or income? The answer: it depends.
Variables: risk tolerance, account types (Roth, 401k, brokerage), other investments, taxes, and income needs.
My role: analyze the data, uncover blind spots, and help clients choose the right path for them.
6️⃣ Gold, Silver, and Diversification
I don’t personally hold gold or silver, but long-term, they preserve wealth. Think of them as insurance against inflation.
Diversify: ETFs, stocks, real estate, and even crypto (if you’ve done the research). Don’t put all your eggs in one basket.
7️⃣ Am I Happy?
Yes… but not fully content. I’m happiest when helping others, building something, or sitting on the beach with my wife.
Here’s my take: be grateful. Appreciate what you have, but keep pushing for growth. Delayed gratification works in investing—and life.
8️⃣ Biggest Mistake Self-Directed Investors Make
Panic selling.
People buy without conviction, then freak out when the market dips. Solution: research first. If your goal is to buy a house in 5 years, use safer investments or high-yield savings accounts for that down payment.
9️⃣ Best Sectors to Invest in 2026
Market cycles shift—what’s hot today may be down tomorrow. Right now, value investing is trending.
One ETF I love for pure value investing: SCHD. It’s my go-to choice for long-term growth.
💡 Want to start investing in ETFs like SCHD?
Check out moomoo—a user-friendly platform that makes investing simple and accessible. Start building your portfolio today: Invest with moomoo here
Hashtags for Viral Reach:
#InvestingMadeSimple #FinancialFreedom #ETFInvesting #SCHD #MarketCrashTips #MoneyMindset #LongTermWealth #moomoo
