Is Now the Time to Buy SCHD? Here's Why 2026 Could Be a Game-Changer

thecekodok

 Back in 2025, I was telling everyone to stop buying SCHD. 📉

I made videos, shared insights, and suggested alternatives—and guess what? That advice held up.

  • DJRO returned over 15%

  • VIG delivered 14%+

  • VM crushed it with 15%+ total returns

Meanwhile… SCHD? Just 4.3% for the whole year. 😬 Not even close.

But fast forward to January 2026, and things are flipping fast. SCHD is already up nearly 6%, while the S&P 500 sits at only 1.5%. What changed? Let’s break it down.


Meet Harry 👋

Early 2024, Harry was all-in on SCHD. He loved:

✅ Dividend yield
✅ High-quality companies (Coca-Cola, Chevron, AbbVie)
✅ Stability

Then 2024 happened… SCHD returned 11% while the S&P 500 soared. Painful. 😖

Harry didn’t sell—but he paused contributions and switched to DGRO and VIG, which were crushing it. Smart move.

2025 results:

  • DGRO: 15.7%

  • VIG: 14%

  • VM: 15%

Three to four times better than SCHD. His portfolio survived, and then… something shifted.


The Energy Factor ⚡

SCHD has always leaned heavily on energy stocks. By March 2025, energy made up 19% of SCHD’s portfolio.

For years, that was a drag. Oil prices were volatile, tech was king, and energy lagged.

But Harry noticed something few dividend investors were watching: AI is changing everything—and it runs on electricity.

  • 2024: Global data centers used 415 TWh (~1.5% of all electricity)

  • 2030 projection: 945 TWh (~3% of global electricity)

US alone? From 183 TWh in 2024 → 426 TWh by 2030. That’s 133% growth. And demand keeps accelerating. Some AI data centers will need as much electricity as small cities! 🏙️

Where will all that power come from? Not mostly solar or wind—it’s natural gas and coal, with natural gas alone needing +130 TWh by 2030.


Why SCHD Could Soar in 2026 🚀

SCHD holds major energy players like Chevron, Exxon, and Phillips 66. These companies are pivoting toward the AI electricity boom:

  • Chevron + GE Vernova: gas-fired plants for data centers

  • Exxon + NextEra Energy: 1.2 GW power plant targeting AI demand

The very sector that dragged SCHD down for years could now be the fund’s biggest advantage.

Early 2026 numbers confirm it: SCHD up 6%, S&P 500 1.5%. Could the long-awaited rotation into value and dividend stocks finally be here?


The Risks ⚠️

Of course, no investment is risk-free:

  • Oil prices could drop (some forecasts: Brent crude mid-$50s)

  • SCHD has zero exposure to tech giants like Nvidia or Microsoft

  • Algorithmic efficiency could reduce AI electricity demand

  • March 2026 SCHD reconstitution could change sector allocations

But the tailwinds are strong:

  • 3.8% dividend yield (3x S&P 500)

  • 13+ years of dividend growth

  • Ultra-low expense ratio: 0.06%

  • Price-to-earnings ratio: ~13.5x vs inflated market valuations

If you’re focusing on dividend growth, income, and long-term wealth-building, this could be the setup investors have been waiting for.


Final Thoughts 💡

Harry isn’t abandoning DGRO or VIG—he’s just adding SCHD back into his portfolio because the macro conditions changed.

✅ Heavy energy allocation
✅ Dividend growth in a high-rate environment
✅ Value-oriented holdings when growth stocks are expensive

The evidence suggests SCHD deserves a serious look for 2026.


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#InvestSmart #DividendInvesting #SCHD #AIRevolution #WealthBuilding #FinanceTrends2026

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