Everyone talks about “passive income,” but very few break it down into real numbers. So let’s make it simple—and real.
Imagine earning RM100 every month without working extra hours. Sounds small? Maybe. But it’s the first step toward financial freedom.
Here’s how it works using Maybank shares as an example.
Currently, Maybank is trading at around RM11.16 per share, with an annual dividend yield of about 5.65%. That yield is key—it tells you how much income your investment can generate yearly.
If your goal is RM100 per month, that’s RM1,200 per year.
Now flip the equation:
To generate RM1,200 annually at a 5.65% dividend yield, you’d need roughly RM21,000 invested.
That equals about 1,900 Maybank shares.
Let that sink in:
- RM21,000 → ~RM100/month
- RM42,000 → ~RM200/month
- RM1,000,000 → ~RM4,700/month
That last number? That’s where things get interesting.
This is why dividend investing is powerful. Whether the stock price goes up or down, you’re still getting paid—consistently. Over time, those payments can compound, grow, and eventually replace your active income.
But here’s the truth most people ignore:
The hardest part isn’t understanding this—it’s starting.
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Start small. Stay consistent. And let your money work for you.
