Let’s be real—investing isn’t always pretty.
One moment you’re riding high on global markets, the next… your portfolio is deep in the red. That’s exactly what happened when exposure to India and China took a hit. Losses piled up, confidence dropped, and the big question hit hard:
👉 Should you sell… or stay invested?
📉 The Reality: Losses in India & China
At one point, a significant portion of the portfolio was allocated to emerging markets—especially India and China ETFs.
- India exposure alone reached around 30%
- China-linked stocks and ETFs also played a big role
- Total losses? Roughly -14% overall return
Big names like:
- Tencent
- JD.com
- AIA
- Reliance
- HDFC Bank
…all contributed to the volatility.
Even strong global giants like:
- Nvidia
- Microsoft
- Amazon
- Meta
- TSMC
couldn’t fully offset the downturn.
💡 Lesson? Diversification doesn’t eliminate risk—it spreads it.
🌏 The Strategy: Staying Invested Globally
Instead of panic selling, the strategy shifted to long-term consistency:
- Monthly recurring investment: ~RM200
- Exposure expanded to Japan (Toyota, Sony, Mitsubishi, Hitachi)
- Balanced with US tech and global funds
- Total invested capital: ~RM600+ and growing
The focus wasn’t timing the market—it was time in the market.
📊 The Mindset Shift
Losses don’t mean failure. They mean you’re playing the real game.
Here’s what changed:
✅ Stop chasing hype markets
✅ Stick to consistent investing
✅ Trust expert-managed funds
✅ Think long-term (not weekly returns)
Even with short-term losses in India and China, the portfolio is being rebuilt smarter, not emotionally.
🚀 Why I’m Still Using Versa
Through all the ups and downs, one thing stayed constant: simplicity.
That’s where Versa App stands out.
- Easy to use (even for beginners)
- Managed by professionals from AHAM Asset Management Berhad
- Suitable for consistent, long-term investing
- No complicated setups
Perfect if you want to grow your money without overthinking every market move.
💰 Ready to Start? (Get Your RM10 Reward)
If you’ve been thinking about investing but don’t know where to start—this is your sign.
👉 Join me on Versa and get RM10 reward when you follow these steps:
- Download here: https://download.versa.com.my/1bAf/referral?deep_link_value=UAVR6K5X
- Sign up using code: UAVR6K5X
- Complete your onboarding
- Make your first deposit (min. RM100)
🔥 Final Thought
Markets go up. Markets go down.
But disciplined investors? They stay in the game.
Don’t let short-term losses scare you away from long-term wealth.
Start small. Stay consistent. Let time do the heavy lifting.
#InvestSmart #VersaApp #PassiveIncome #WealthBuilding #InvestingJourney #ETFInvesting #MoneyGrowth #FinancialFreedom
