Let’s be real for a second.
I recently checked my portfolio, and yeah… it’s slightly in the red.
- Total invested: MYR 3,200
- Current value: MYR 3,184
- Overall loss: just -0.74%
Not great, right? But also… not the end of the world.
Here’s what’s interesting 👇
One of my REITs — IGB REIT (the one behind Mid Valley Megamall & The Gardens Mall) — is actually up by MYR 15. Not huge, but still green.
Meanwhile, another REIT — KLCCP Stapled Group (KLCC REIT) — is pulling things down with a loss of MYR 38.
So overall? The portfolio turns red.
But here’s the twist…
💡 Why I’m Not Worried At All
Because REITs don’t work like typical stocks.
When you buy normal stocks, you usually hope:
👉 Price goes up
👉 You sell for profit
But REITs? Totally different game.
Think of it like owning a shopping mall or commercial property — without needing millions in capital.
- You don’t manage the property
- You don’t deal with tenants
- You don’t collect rent yourself
Instead, the REIT company does everything for you.
And when tenants pay rent?
💰 You get a share of that income — this is called dividends
🏢 So Even If Price Drops…
As long as:
✔️ The malls are still operating
✔️ Tenants are paying rent
✔️ Cash flow keeps coming in
You’re still earning.
That’s why short-term price drops don’t stress me out.
This is a long-term game, not a get-rich-quick scheme.
📈 The Real Goal
REIT investing is about:
- Building passive income
- Letting your money work for you
- Staying consistent over time
Not chasing overnight profits.
⚠️ Quick Reminder
This is NOT financial advice. Always:
- Do your own research
- Understand what you’re investing in
- Be ready for market ups & downs
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Start small. Stay consistent. Think long term.
Who knows? Today’s small portfolio could be tomorrow’s passive income machine 💸
