“From Gold Dips to Global Gains: My Honest Versa Portfolio Update (2026 Breakdown You NEED to See!)”

thecekodok

 Ever wondered whether your money is actually growing… or just sitting there?

I’ve been using a wealth management app called Versa to track and grow my investments, and this is my real portfolio update for late April 2026 — the wins, the losses, and everything in between.

Managed by experts from AHAM Asset Management Berhad, Versa makes investing simple, clean, and beginner-friendly. But the real question is… is it performing?

Let’s break it down 👇


💰 📊 My Versa Portfolio Performance Update

I’ve been investing across different regions — Japan, India, China, Global equities, PRS, and Gold — and here’s how things are looking:

🟢 1. PRS Growth

Small but steady gains.

  • Profit: ~RM20+
  • Not adding more deposits (withdrawal limitations apply)
    👉 Slow growth, but stable.

🟢 2. Versa Japan

  • Investment: ~RM400
  • Profit: ~RM20
  • Return: ~19% (overall experience)

👉 Consistent monthly DCA (~RM100). Japan is showing stable performance.


🟢 3. Versa Global 🌍 (THE STRONGEST PERFORMER)

  • Investment: ~RM600
  • Profit: +RM148 (All-time high)
  • YTD: -8%
  • 1-year return: ~14%

👉 Holdings include major tech giants like Microsoft, Apple, Google, Amazon, Meta, TSMC, ASML, AMD.

💡 This portfolio is currently my BEST performer overall.


🔴 4. Versa China Equity Tracker

  • Investment: ~RM1,500
  • Loss: -RM10
  • Performance: Negative over 3 years

👉 Still struggling despite monthly RM150 DCA.


🔴 5. Versa India

  • Investment: RM150/month
  • Loss: -RM104

👉 Slightly better than China, but still in the red.


🟡 6. Versa Grove

  • Profit: +RM339
  • Consistent DCA since 2023 (~RM200–RM250/month)

👉 Stable but not explosive growth. Slow and steady strategy.


🟡 7. Versa Gold 🪙

  • Profit: +RM5,600 (previously higher at RM7K–RM8K)

👉 Gold recently corrected in price — but this is NORMAL in commodities.

📉 Short-term dip ≠ long-term loss
Gold still remains a strong hedge asset.


📉 Final Thoughts: What This Means

  • Global portfolio is leading 🟢
  • Gold is correcting but still profitable 🟡
  • China & India are currently underperforming 🔴
  • Diversification is key — not everything moves in the same direction

Investing is not about “always winning”… it’s about staying consistent through cycles.


🔥 Start Your Own Versa Journey (Bonus RM10 Reward)

If you want to try Versa and start building your portfolio:

👉 Sign up here:

  1. Download: https://download.versa.com.my/1bAf/referral?deep_link_value=UAVR6K5X
  2. Use referral code: UAVR6K5X
  3. Complete onboarding
  4. Deposit minimum RM100 into any product

💰 You’ll receive a RM10 reward after completing the steps.


⚠️ Remember

Investing involves risk. Past performance does not guarantee future returns. Always diversify and invest according to your own goals.


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