Prices keep climbing everywhere. A plate of “mi goreng mamak” that used to cost RM5 is now RM8.50. Even a simple roti can be RM2 or more. But here’s the real question — has your salary increased at the same pace?
For most people, the answer is no.
That’s exactly why one investor started a simple but disciplined journey back in July 2021 — investing RM1,000 every month automatically into Wahed. No timing the market. No emotional decisions. Just consistency.
Fast forward 5 years later, the account has grown to around RM85,300.
Here’s the breakdown:
- Total capital invested: RM66,800
- Total gains: RM18,400+
- Growth came from long-term market performance, not shortcuts
What was actually invested in?
The portfolio mainly focused on a Shariah-compliant US ETF, which includes a diversified basket of around 200 global companies.
These include major names like:
Apple, Microsoft, Google, Meta, Tesla, Broadcom, and many others.
In simple terms, investing here means you are indirectly becoming a shareholder in some of the world’s biggest companies — businesses that people use every single day.
Why this matters
Big market movements and global news can impact these companies daily.
For example:
- Tech partnerships and AI developments
- New product innovations
- Global economic and political events
When these companies grow, long-term investors may benefit alongside them.
But there’s an important reality check:
Investing is not magic. Markets go up and down. Past performance does not guarantee future returns. Timing matters, but consistency often matters more.
The key lesson
This isn’t about “getting rich quick.”
It’s about:
- Discipline
- Long-term thinking
- Staying invested through ups and downs
- Understanding what you own
Even small, consistent monthly investing can potentially build meaningful results over time — if done patiently and wisely.
Start Your Own Investment Journey
Wahed is currently offering a FREE RM20 bonus when you sign up.
👉 Use referral code: MOHISM487
👉 Download here: https://app.wahedinvest.com/referral
Disclaimer: This is not financial advice. Investing involves risk, including the loss of capital. Please do your own research before investing.
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