How much are you willing to lose before you hit the panic sell button?
That’s the question most investors avoid… until the market tests them.
Let’s talk real numbers.
Daus recently shared his actual portfolio, and here’s the reality: he’s sitting on a small floating loss of RM38 on one REIT. Not RM380. Not RM3,800. Just RM38. And yet, many beginners would already be panicking.
But here’s the twist — he didn’t sell.
Why?
Because he understands something most people don’t.
📊 The Bigger Picture Matters
Daus started with around RM3,200. Today, his portfolio sits at RM3,315 — that’s a gain of RM107 or about +3.3%.
And that’s before including dividends.
Let that sink in.
While short-term price movements look scary, the overall portfolio is still growing steadily.
🏢 REITs: Built for Income, Not Hype
One of his holdings, IGB REIT, was bought at an average of RM2.71 and is now around RM3. That’s a solid gain of over 10%.
This REIT owns major assets like Mid Valley Megamall — real, income-generating properties.
Another REIT? Slight drop of just 1–2 sen.
But because he holds a large number of units, it shows as a RM38 loss.
And that’s where most people get it wrong…
⚠️ Small Drops = Noise, Not Signals
A tiny dip in price doesn’t mean your investment is failing.
If your goal is dividend income, short-term fluctuations are just noise.
Daus didn’t buy REITs for quick profit.
He bought them for consistent cash flow every 3–6 months.
That’s the strategy.
💡 Important Update Most Investors Miss
Here’s something crucial:
REIT dividends are now taxed based on your personal income tax bracket, not a flat 10% anymore.
So if you’re in a higher tax bracket, your net returns will be lower.
Smart investors don’t just chase yield — they calculate after-tax returns.
🚀 So… Should You Panic?
No.
You should:
✔ Understand your investment goal
✔ Ignore short-term noise
✔ Focus on long-term income
✔ Always do your own research
This is not financial advice — just a real investing journey.
🎯 Ready to Start Investing Smarter?
If you’ve been thinking about investing but don’t know where to begin, now’s the time to take action.
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Start building your portfolio the smart way — and let your money work for you.
