Every time I open a bank account, my chest feels tight, the beginning of the month after my salary must have decreased rapidly after paying all monthly commitments.
PTPTN debt is still outstanding, and every month I feel like I’m being chased by time, I’m 27 years old, but the burden is as heavy as 47.
I always wonder how long I’m going to live like this?
Early 2025, everything changed. The world began to shake when Donald Trump started a trade war again, and the market became chaotic. Stocks fell, currencies were volatile, but I saw a ray of gold (XAUUSD).
I remembered a principle I always heard in the trading world:
“When the world is afraid, gold becomes a place of refuge.”
At that time I made a brave decision, I would only look for opportunities to “Buy” gold. No matter what happens, my focus is only one thing.. find a solid buy entry, control risk, and be patient.
Day after day, week after week, my entry is not always perfect. Some had to stop losses, some were floating red. But I didn't give up. I know, as long as this trade war continues, sentiment towards gold is still alive.
And yes, slowly, my account started to grow. Every little profit I saved, until one day, Alhamdulillah at the end of September 2025 I managed to pay off my PTPTN debt.
At that moment I was speechless. Not because I became rich, but because finally the burden that had haunted me for years was gone.
I learned one thing in the world of finance, victory is not about who is the richest. Sometimes, it's about who is the most patient, the most calm, and the most understanding when it's time to act.
Anonymous (Mr. H)
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