TNG Wallet just dropped their brand-new Visa Travel Card, and yes, it’s finally in your hands! So we did an unboxing, and trust me—this card comes packed with benefits, like 3% cashback. Spend RM1,000? That’s RM30 back straight into your wallet! 🤑 Plus, there’s free ATM withdrawal every month and other perks we’ll dive into.
But here’s the real question: Is this the best card for traveling in Malaysia and abroad? And how does it compare to Wise, the travel card everyone’s talking about?
Before we dig in, here’s some great news for online shoppers: you can buy now and pay later with Payat by Grab, choosing installments of 4, 8, or 12 months. Perfect for budgeting your shopping sprees!
Unboxing & First Impressions
The card looks sleek and modern. On the back, it lists its main benefits and instructions for activation. Unlike your typical debit card, this is a prepaid Visa card linked directly to your TNG e-wallet. That means every time you swipe, the money comes straight from your wallet—no credit, no surprises. 🌟
Key Features of TNG Travel Visa:
-
Use anywhere Visa is accepted (Malaysia & abroad)
-
Zero foreign exchange markup on overseas spending
-
3% cashback for physical overseas transactions until 31 Dec 2025
-
1 free international ATM withdrawal per month (with a minimum overseas transaction)
-
High security: no visible card numbers, can freeze the card via TNG app
Costs & Activation
-
Application + delivery: ~RM20
-
Annual fee: RM8/year after the first year
-
Minimum age: 12, with completed eKYC
-
Only one active TNG Visa card per user
Activation is simple via TNG Wallet app by scanning the QR code provided, and you’re ready to pay overseas with zero markup and contactless payment.
TNG Travel Visa vs Wise:
-
Exchange Rate: TNG uses Visa’s rate (0% markup), while Wise uses the mid-market rate, often slightly better. For example, 1 USD: TNG RM4.21 vs Wise RM4.20. Over time, these small differences add up! 💸
-
Multi-Currency: TNG only uses MYR, automatically converting to local currency when abroad. Wise lets you hold multiple currencies in your account and lock rates in advance.
-
Fees: TNG charges RM20 to apply + RM8 yearly. Wise digital card optional, no annual fee. Physical card ~RM13.70. Wise is cheaper long-term.
-
ATM Withdrawals: TNG gives 1 free per month, RM10 per extra. Wise: 2 free withdrawals up to RM1,000/month, then small fees apply.
-
Rewards: TNG offers 3% cashback on overseas spending ≥RM300. Wise has no cashback but gives better rates.
Verdict:
-
Spend >RM300 overseas physically → TNG is rewarding with cashback
-
Want multi-currency flexibility + mid-market rates → Wise is unbeatable
So, which card wins? Personally, if I’m planning a trip and spending over RM300, I’ll grab the TNG Travel Visa. But for smarter currency management, Wise wins hands-down.
Bonus: Grow Your Money While You Travel! 💰📱
While you’re sorting out your travel card, why not grow your money too? I’ve been using the Versa wealth management app to manage my savings effortlessly. The app is super easy to navigate, and all products are managed by experts at AHAM Asset Management Berhad.
Here’s how you can start and get RM10 reward:
-
Download Versa: https://download.versa.com.my/1bAf/referral?deep_link_value=UAVR6K5X
-
Sign up with referral code: UAVR6K5X
-
Complete the onboarding steps
-
Cash in minimum RM100 into any Versa products
Start growing your money while enjoying hassle-free overseas spending!
💬 Which card would you choose for your next trip? Comment below and share your thoughts!
👍 Like, share, and follow for more travel hacks & money tips!
#TNGTravelVisa #WiseCard #TravelMalaysia #Cashback #OverseasSpending #MoneyHacks #FinanceTips #TravelSmart #VersaApp #GrowYourMoney #ViralFinance
