Ever wondered how much money you really need to live comfortably in Kuala Lumpur as a couple? Let’s get real—it's not just about the salary number. The key factors? Your lifestyle and your financial commitments.
The truth is, you can control your lifestyle and spending. When you do, you’ll have extra cash left over—money you can invest, save, or use to level up your life.
I recently watched a video claiming you’d need a salary of RM5,000–RM10,000 to live comfortably in KL as a couple. But here’s the catch: your salary alone doesn’t determine your financial freedom. It’s all about how you manage what you earn.
Think about it: even if someone earns hundreds of thousands a month, if they spend more than they earn, they’re still struggling. The secret? Spend below your means.
Start by building a habit: live below your income. As your skills and experience grow, your salary will naturally increase—but the principle remains the same: don’t outspend yourself.
The second factor is commitments. Choices like buying an expensive car, taking on a huge mortgage, or overextending yourself financially can keep you trapped in a cycle of debt. Some wealthy people I know still choose to rent—they invest the difference instead. Smart choices matter.
So, focus on what you can control:
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Lifestyle: Live within your means.
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Commitments: Make thoughtful financial decisions.
By controlling these two things, you can create extra cash to grow your wealth, whether through multiple income streams, investments, or career growth.
Now, let’s hear from you! If you’re single and planning to marry, how much salary do you think your future partner should earn to live comfortably? And for men, what do you expect your partner’s financial stability to be? Comment below—let’s get real about money and lifestyle!
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