Have you heard the buzz about ShopeePay’s latest feature, Money Plus? If not, you’re missing out on a smart, convenient way to grow your money while keeping it easily accessible! Here’s everything you need to know about this game-changing feature.
What is Money Plus?
Money Plus is a Shariah-compliant money market investment fund managed by ESPR Investment, distributed via iFAST Capital. Unlike a typical bank savings account, it doesn’t offer a 100% capital guarantee, and your returns vary based on fund performance. But the upside? Daily dividends that are much more stable than stocks, making it perfect for everyday users who want growth without stress.
Unlike ShopeePay Invest, which requires you to pick from multiple funds, Money Plus automatically invests your money in a pre-selected fund. No complicated choices, no analysis—just simple, consistent growth.
Why Money Plus Stands Out
Seamless Wallet Integration – Money Plus works like an extension of your ShopeePay e-wallet. Need to pay for Shopee checkout or a QR payment at a store? Money Plus automatically covers your balance if your wallet runs low—no manual transfers needed.
Instant Accessibility – Unlike other ShopeePay Invest funds that take a few days to redeem, Money Plus allows faster access to your funds, making it practical for daily spending.
Simple Fee Structure – With a 0.4% annual management fee and 0.03% trust fee, costs are built into the NAV, and there are no top-up or withdrawal charges. Transparent, easy, and hassle-free.
Low Entry Requirement – Start with as little as RM10, and earn daily returns around 6% per annum (subject to market fluctuations).
Maximum Top-Up RM20,000 – Once you reach the RM20k cap, any extra balance is automatically transferred to your regular ShopeePay wallet, keeping your funds safe and earning consistently.
How to Activate Money Plus
Download ShopeePay (different from the main Shopee app).
Complete KYC verification and link your account.
Submit your personal and financial details to activate Money Plus.
Top up via ShopeePay balance or online banking and start earning daily returns instantly!
It’s super convenient, practical, and the perfect way to make your money work harder while still being ready to spend anytime. Think of it as TNG Go Plus, but better, with higher returns and smoother integration!
Ready to Grow Your Money While You Shop? 🌟
Don’t wait! Get up to RM100 Duit Raya when you sign up and activate your ShopeePay account using my referral link:
👉 Download ShopeePay & Activate Money Plus
Referral Code: QE8Q6XNUV
Start earning daily dividends today and experience a smarter way to spend and grow your money!
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